Attention homeowners in Poncha Springs and Fremont County: Get an Appraisal today!

Check out the top seven reasons why CO homeowners use Herzog Appraisals, LLC:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. Challenge property tax assessments
  3. Remove PMI to lower a mortgage payments
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. In the case of a CO divorce, where property needs to be divided
  7. Settle an estate in CO by determining the true market value of property in question

Need help deciding the value of your house in or near Poncha Springs, CO?
Contact Herzog Appraisals, LLC.

At Herzog Appraisals, LLC, we understand the particular needs of a consumer after appraisal services. Our typical business clients are used to the appraisal process and the usual documents we provide. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our conclusions.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your house because of your emotional attachment to it. Professional appraisers, like the ones at Herzog Appraisals, LLC, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value judgement than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are qualified in helping people just like you delete unneeded PMI insurance.

Challenge Fremont county's assessment of your property

Lets say you live in a region that is declining -- your local tax assessor may have your house overvalued. This means you're going to pay higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Herzog Appraisals, LLC is your #1 weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your house is near a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Herzog Appraisals, LLC can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just received a copy of your appraisal and you would wish to have a seasoned appraiser double-check it for accuracy or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. Even though this is typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your house.